Steps To Get Started As A 1st Time Home Buyer

• First thing to do is to speak to a lender and review all your options. Get Pre-Approved, not pre-qualified. The difference between the two is a guarantee that the lender will be able to give you a loan for a specific amount.
• Before you search for your dream home, some things you should consider:
  Size of Property
  Type of Neighborhood
  Quality of Schools
  Nearby Public Transportation
  Urban or Suburban
• After finding the right home, as your real estate consultant, I will advise you on an offer, write it up and ensure all paperwork and activities are completed to guarantee a smooth transaction
• Once the offer is accepted, we will open escrow with an escrow company. What is an escrow company and what are escrow instructions? An Escrow Company is a neutral third party which holds legal documents and funds for the buyer and seller, and distributes them according to their instructions. Escrow instructions are written documents, signed by seller and buyer, detailing the sales transaction.
• We will then schedule a physical inspection which is a visual examination of the physical structure and systems of the home. A licensed inspector evaluates and reports the condition of the structure, roof, foundation, hearting, A/C, ventilation, plumbing, electrical, water heating, walls, windows, attics, doors, pools, spas, garages, and other items. You will receive a copy of the findings I a report directly form the inspector.
• You will receive disclosures form the seller about the property. What are disclosures? Documents signed by the seller disclosing all known information about the property. I will review with you all disclosures and you will acknowledge receipt of all paperwork by signing all disclosures.
• Other Actions taken during this process are the termite inspection, a preliminary title report, an appraisal, obtaining hazard insurance, state mandatory requirements and removal of all contingencies. Contingencies are restrictions on the contract that protect a buyer so that they are able to do some due diligence on the property.
• Once all these actions take place, the lender will then fund the loan. Wire the money to the title company. The title company will then record the transfer of the deed with the County Recorder’s Office. After recording is complete, the property is now legally YOUR HOME!!!
• It may seem daunting, but that’s why you have me as your real estate consultant. I will hold your hand through the entire process, explaining EVERYTHING step by step.
  
  Take a Step Forward and Contact Me, Soraya Diaz. I will ensure you are in good hands.

Take A LOOK At These Listings

http://www.mrmlsmatrix.com/matrix/public/email.aspx?ID=641396010

Contact me for more information or to schedule an appointment to view these properties.

There are steps to Home Buying and the first step is...Are You Ready? Knowledge is the key to this process. As a Realtor® I will guide you through and give you the information you need to Be Ready. Find out more...contact me to realize your dreams.

"You aim for what you want and if you dont get it, you dont get it, but if you dont aim, you dont get anything" -Francine Prose

Free Home Buyers Workshop

Free Home Buyers Workshop

WITH THE SUCCESS OF OUR PREVIOUS WORKSHOP, WERE HAVING ANOTHER FREE HOME BUYERS WORKSHOP!

MAY 30th 6:30-730PM
@ AZUSA CITY HALL AUDITORIUM

~LEARN VALUABLE HOME BUYING TIPS

~TAKE ADVANTAGE OF TODAYS BUYERS MARKET

~BENEFITS OF HOME OWNERSHIP

CONTACT ME TO RSVP

SEATING IS LIMITED!

soraya.diaz@coldwellbanker.com